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Diversify

Allianz PNB Life’s Diversify Peso brings together the opportunities of investing in expertly managed funds and the security of having insurance protection of at least 5X your basic annual regular premium while having maximum flexibility in determining its features.

Diversify is a regular-pay, whole life policy that has its value directly linked to the performance of the underlying fund.

Invest for as low as P 15,000 only

Pick your choice of investment:

The funds available cater to your different investment objectives. Combinations are allowed. Each allocation should be at least 10% of your premium. The type of fund or the combination of funds you choose will have direct effect on your investment’s performance.

Peso Optimized Dividend Equity Fund (PODEF)

A peso-denominated equity fund that seeks dividend income and capital appreciation by investing in a customized basket of no more than 20 companies listed in the Philippine Stock Exchange. Companies have a history of regular declaration of dividends; provides the highest dividend yield; and considered very liquid and actively traded.

Peso Multi-Sector Equity Fund (PMSEF)

A peso-denominated equity fund that seeks long-term capital appreciation by investing in a diversified basket of stocks listed in the Philippine Stock Exchange that are highly liquid, actively traded, and belonging to top companies in each of the six sector indices.

Peso Fixed Income Fund (PFIF)

The Fund aims to achieve preservation of capital and income growth over a period of time by investing in a diversified portfolio of Philippine peso-denominated fixed income instruments.

Peso Equity Fund (PEF)

The Fund aims long-term capital growth, investing in a concentrated portfolio of stocks listed in the Philippine Stock Exchange.

Peso Balanced Fund (PBF)

This Fund aims to achieve long-term capital growth, by investing in both Philippine peso-denominated fixed income securities and a concentrated portfolio of stocks listed in the Philippine Stock Exchange.

Peso Money Market Fund (PMMF)

This Fund is designed to ensure capital preservation and liquidity while still earning yields on short-term placements. It will invest only in cash and near cash investments with an investment horizon of up to one year.

Features and benefits:

Flexibility to direct your Premium

– You can change the proportions of how your premiums are invested depending on your investment appetite, applicable on your next regular premium payment.

Increase your investment whenever you want
  • Add investments anytime to your policy while it is in force through a Top-Up Premium that can increase your Total Sum Assured by 125% of the top-up amount!

Switch and reshape your portfolio
  • Reallocate your funds to another type or combination
  • You are allowed 2 FREE switches within a policy year

Withdraw from your fund Anytime!
  • For partial withdrawals, your Diversify policy remains in force as long as your fund value is enough to pay your monthly charges. You have FOUR FREE withdrawals per policy year.

Live Event Benefit Rider

In the event of marriage by the policyowner, the birth of a child, the death of a spouse or a child, divorce or separation, or loss of job through involuntary unemployment, Diversify comes automatically with a life event benefit rider wherein PNB Life will credit back the cost of insurance charges for the six months preceding the receipt and approval by PNB Life of due proof that the policyowner, aged 18 to 60, experienced a defined Life Event. A maximum of one claim may be availed per policy year.

Like all other financial products, VULs have their advantages and trade offs. As an investment-linked insurance product, the policy holder must understand and realize that the product is subject to certain risks, such as, but not limited to investment, credit, interest rate, liquidity, mark-to-market, regulatory, and taxation risks, which would affect the account or fund value of the whole VUL policy.

Allianz PNB Life, Inc is guided by the investment policies approved by the Insurance Commission (IC) including the IC-issued “guidelines on variables life insurance contracts”. The supervision and regulation by the IC, however, does not guarantee the investment returns or protection of the VUL policy against capital loss.

For better understanding of the nature of there aforementioned risks, a table of Definition of Risks is provided in the Sales Illustration.

Contact Us

9th Floor, Allied Bank Center, 6754 Ayala Avenue corner Legaspi Street,
Makati City, Philippines

HOTLINE: 818-HELP (4357)
TRUNKLINE: 818-LIFE (5433)
FAX: 818-2701
Domestic Toll Free Number: 1-800-10-818-5433

MAKATI CENTRAL OFFICE P.O. BOX 3191

Email: [email protected]
Service hours: 9:00am to 6:00pm

Copyright 2017 | All Rights Reserved | Allianz PNB Life Insurance Inc.