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Optimum Green

Allianz PNB Life’s Optimum Green is a US-Dollar denominated, single-pay, whole life plan that with a value that is directly linked to the performance of the underlying fund.

It brings together the opportunities of investing in expertly managed funds with its guaranteed insurance protection of at least 125% of your investment while having optimum flexibility in determining its features.

Pick your choice of investment

The funds available cater to your different investment objectives. Combinations are allowed. Each allocation should be at least 10% of your premium. The type of fund or the combination of funds you choose will have direct effect on your investment’s performance.

Dollar Flexi Asia Bond Fund

A dynamic asset allocation across the various fixed income asset classes which captures the best opportunities. It is not constrained by benchmark and offers attractive yield amid a low interest rate environment.

Dollar Income & Growth Fund

Capture multiple sources of income and growth potential from three distinct asset classes. It has a disciplined, fundamental, bottom-up research process. It’s a stable income potential amid a low yield environment.

Dollar Global Equity Fund

Research-driven investment process based on bottom-up, fundamental-based stock picking. Identify high return, high growth companies at reasonable valuations.

Dollar Fixed Income

Your US Dollar capital will be invested in US dollar-denominated instruments issued by the Philippine government, corporations and financial institutions.

Features and benefits:

Make those Add-ons

Add investments anytime to your policy while it is in force through a Top-Up Premium that can increase your Total Sum Assured by 125% of the top-up amount!

Switch and reshape your portfolio
  • Reallocate your funds to another type or combination
  • You are allowed 2 free switches within a policy year.

Have the power to decide when to cash in
  • Withdraw any amount from your fund anytime. You have four free withdrawals per policy year.

Go for loyalty bonus
  • Receive a loyalty bonus amounting to 0.5% of the average monthly balances after 5 years. Such is recalculated and added to your fund every year.

Guaranteed Acceptance Endorsement
  • Enjoy a hassle-free application since no medical exams will be required.

Like all other financial products, VULs have their advantages and trade offs. As an investment-linked insurance product, the policy holder must understand and realize that the product is subject to certain risks, such as, but not limited to investment, credit, interest rate, liquidity, mark-to-market, regulatory, and taxation risks, which would affect the account or fund value of the whole VUL policy.

Allianz PNB Life, Inc is guided by the investment policies approved by the Insurance Commission (IC) including the IC-issued “guidelines on variables life insurance contracts”. The supervision and regulation by the IC, however, does not guarantee the investment returns or protection of the VUL policy against capital loss.

For better understanding of the nature of there aforementioned risks, a table of Definition of Risks is provided in the Sales Illustration.

Contact Us

9th Floor, Allied Bank Center, 6754 Ayala Avenue corner Legaspi Street,
Makati City, Philippines

Trunkline: 818-LIFE (5433)
Fax : 818-2701
Domestic Toll Free Number: 1-800-10-818-5433

MAKATI CENTRAL OFFICE P.O. BOX 3191

Email: [email protected]
Service hours: 9:00am to 6:00pm

Copyright 2017 | All Rights Reserved | Allianz PNB Life Insurance Inc.