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Peso Intensify

THE FASTER AND SURER WAY TO EXPAND YOUR PESO TO SECURE YOUR FINANCIAL FUTURE

PNB Life Peso Intensify! is an endowment at age 85 participating plan with dynamic guaranteed cash payout and insurance schedules.

PNB Life Peso Intensify! brings you to a higher level of financial security with its combined protection and savings benefits that provides guaranteed cash payouts and dynamic insurance protection amounts at specific periods throughout the duration of the policy plus a lump sum maturity benefit when you reach 85 years old. PNB Life Peso Intensify! is not your run-on-the-mill endowment plan as it offers unique features.

Dynamic Plan Offerings

Choose the payment scheme that is right to your budget: quarterly, semi-annual or annual.

Guaranteed Cash Payouts

PNB Life Peso Intensify! makes you enjoy the benefits while you are alive with its guaranteed and increasing cash payouts starting at the end of the 10th year of your policy.

  • At the end of the 10th year, receive 10% of face amount.
  • Subsequent guaranteed cash payouts increase by 1% of face amount every 3 years up to the end of the 25th policy year (11% on Yr 13, 12% on Yr 16, 13% on Yr 19, 14% on Yr 22 and 15% on Yr 25)
  • Level guaranteed cash payouts of 15% of the face amount paid at the end of every year, from the 26th to the 30th policy years.

And there’s more:

  • a maturity benefit of 110% of the face amount at age 85 for a total payout of 260% of the face amount.
Vigorous Protection

PNB Life Peso Intensify! provides a more appropriate protection benefit schedule, since the death benefit increases in the first 5 years then decreases whenever you make a cash payout. The insurance coverage is until 85 years old, whichever is shorter.

  • Starting at 100% of the face amount on the first year, the death benefit increases by 30% annually for the first 5 years, up to 220%, and stays at 220% up to the 10th year
  • When cash payouts start to come in, the death benefit decreases by 10% up to the 30th year of the policy leveling off at 110% until maturity date.
Builds Guaranteed Cash Values
  • Generates cash values throughout the life of the policy which offers the opportunity to access cash accumulations within the policy either through policy loans or surrender of the policy.
More Earnings thru Dividends
  • A sizeable amount of non-guaranteed dividends can come your way that can accumulate to more than 100% of face amount to help you get more out of your investment.

Increase the intensity thru these riders:

  • Accidental Death Benefit
  • Accidental Death and Dismemberment
  • Special Accident Rider
  • Waiver of premium
  • Payor’s Benefit Rider (for minor insured up to age 20)
  • Flexi-fund rider
  • Living benefit Rider
Sample Illustration for 4-pay PNB Life Peso Intensify!

Insured: Age 40, Male or Female
Face Amount: Php 1,000,000
Annual Premium: Php 372,000 annually for 4 years

Total Annualized Premium: Php 1.488 Million
Total Anticipated Endowments: Php 1.500 Million
Maturity Benefit: Php 1.100 Million
Anticipated Endowments + Maturity Benefit = Php 2.600 Million
Percentage of cash payouts over premiums: 74.73%
PLUS: Accumulated Dividends of Php 1,787,299*

*non-guaranteed, accumulated at 5% p.a. and no withdrawals were made

You can also enjoy the same guaranteed benefits under the following alternative payment options:

6-Pay: Php 253,000 annual
8-Pay: Php 101,850 semi-annual
10-Pay: Php 43,450 quarterly

Sample Illustration for 10-pay PNB Life Peso Intensify!

Insured: Insured:
Face Amount: Php 500,000
Semi-Annual Premium: Php 36,618.75 semi-annual for 10 years

Total Annualized Premium: Php 732,375
Total Anticipated Endowments: Php 750,000
Maturity Benefit: Php 550,000
Anticipated Endowments + Maturity Benefit = Php 1.300 Million
Percentage of cash payouts over premiums: 77.50%
PLUS: Accumulated Dividends of Php 1,627,829*

*non-guaranteed, accumulated at 5% p.a. and no withdrawals were made

You can also enjoy the same guaranteed benefits under the following alternative payment options:

4-Pay: Php 163,750.00 annual
6-Pay: Php 58,668.75 semi-annual
8-Pay: Php 23,512.50 quarterly

Contact Us

9th Floor, Allied Bank Center, 6754 Ayala Avenue corner Legaspi Street,
Makati City, Philippines

HOTLINE: 818-HELP (4357)
TRUNKLINE: 818-LIFE (5433)
FAX: 818-2701
Domestic Toll Free Number: 1-800-10-818-5433

MAKATI CENTRAL OFFICE P.O. BOX 3191

Email: [email protected]
Service hours: 9:00am to 6:00pm

Copyright 2017 | All Rights Reserved | Allianz PNB Life Insurance Inc.