Allianz IndexLink is the innovative unit-linked
insurance plan that grows your investment while safeguarding it during market downfalls, so you can
win at every turn. Get ready to win in life for a minimum one-time payment of PhP 200,000.
Allianz IndexLink enables you with winning
strategy to protect you
from loss and help you achieve greater wins. With Allianz
IndexLink, you get to hit your goals of saving up for the future, building a legacy for your
loved ones, and fulfill your dreams.
ABOUT THE PRODUCT:
INDEX-LINKED BONUS ANNUAL RESET FEATURE:
Imagine Allianz IndexLink's annual reset feature as a game
You score higher when the game is in your favor. But when it is not in favor and shots get
missed, you won’t lose any point and the score remains the same. Allianz IndexLink creates a game plan to get you scoring
and put you back in the position to win.
Like the basics of football, the annual reset feature increases your account value when the
market is in favor and keeps the current value when the market falls so there will be no
losses, only wins.
THE INDEX: S&P MARC 5% EXCESS
The SPMARC5P, or S&P Multi-Asset Risk Control 5% Excess Return Index, uses a simple
framework that tracks the performance of the game involving your three essential
- Fixed Income
It is designed to dynamically adjust to the situation at play, change strategy, and
switch players to protect you during vulnerable positions, create a window of
opportunity and hit the goal without any threats of losses.
In safe plays or low-volatility environments, the SPMARC5P takes the shot to score higher
In risky plays or high-volatility environments, the SPMARC5P protects you from the hits
at all cost and an extra player, the cash allocation, comes into play to block those
hits and equal the playing field.
Get in the game and begin the journey to a lifetime of wins with Allianz IndexLink.
The "S&P Multi-Asset Risk Control 5% Excess Return Index"" is a product of S&P
Dow Jones Indices LLC, a division of S&P Global, or its affiliates (“SPDJI”), and has
been licensed for use by Allianz PNB Life Insurance, Inc. Standard & Poor’s® and S&P®
are registered trademarks of Standard & Poor’s Financial Services LLC, a division of S&P
Global (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC
(“Dow Jones”); and this trademark has been licensed for use by SPDJI and sublicensed for
certain purposes by Allianz PNB Life Insurance, Inc.. Allianz IndexLink is not
sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective
affiliates, and none of such parties make any representation regarding the advisability
of investing in such product(s) nor do they have any liability for any errors,
omissions, or interruptions of the S&P Multi-Asset Risk Control 5% Excess Return Index.
Like all other financial products, VULs have their advantages and trade-offs.
As an investment-linked insurance product, the policy holder must understand and realize
that the product is subject to certain risks, such as, but not limited to investment,
credit, interest rate, liquidity, mark-to-market, regulatory, and taxation risks, which
would affect the account or fund value of the whole VUL policy.
Allianz PNB Life Insurance Inc. is guided by the investment policies approved
by the Insurance Commission (IC) including the IC-issued “Guidelines on Variable Life
Insurance Contracts”. The supervision and regulation by the IC, however, does not
guarantee the investment returns or protection of the VUL policy against capital loss.
For better understanding of the nature of their aforementioned risks, a table
of Definition of Risks is provided in the Sales Illustration.
This is not a deposit product. Earnings are not assured and principal amount
invested is exposed to risk of loss. This product cannot be sold to you unless its
benefits and risks have been thoroughly explained. If you do not fully understand this
product, do not purchase or invest in it.