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Allianz IndexLink

Allianz IndexLink is the innovative unit-linked insurance plan that grows your investment while safeguarding it during market downfalls, so you can win at every turn. Get ready to win in life for a minimum one-time payment of PhP 200,000.

Allianz IndexLink enables you with winning strategy to protect you from loss and help you achieve greater wins. With Allianz IndexLink, you get to hit your goals of saving up for the future, building a legacy for your loved ones, and fulfill your dreams.



Imagine Allianz IndexLink's annual reset feature as a game of football.

You score higher when the game is in your favor. But when it is not in favor and shots get missed, you won’t lose any point and the score remains the same. Allianz IndexLink creates a game plan to get you scoring and put you back in the position to win.

Like the basics of football, the annual reset feature increases your account value when the market is in favor and keeps the current value when the market falls so there will be no losses, only wins.


The SPMARC5P, or S&P Multi-Asset Risk Control 5% Excess Return Index, uses a simple framework that tracks the performance of the game involving your three essential players:

  • Equity
  • Commodity
  • Fixed Income

It is designed to dynamically adjust to the situation at play, change strategy, and switch players to protect you during vulnerable positions, create a window of opportunity and hit the goal without any threats of losses.

In safe plays or low-volatility environments, the SPMARC5P takes the shot to score higher returns.

In risky plays or high-volatility environments, the SPMARC5P protects you from the hits at all cost and an extra player, the cash allocation, comes into play to block those hits and equal the playing field.

Get in the game and begin the journey to a lifetime of wins with Allianz IndexLink.


The "S&P Multi-Asset Risk Control 5% Excess Return Index"" is a product of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates (“SPDJI”), and has been licensed for use by Allianz PNB Life Insurance, Inc. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC, a division of S&P Global (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and this trademark has been licensed for use by SPDJI and sublicensed for certain purposes by Allianz PNB Life Insurance, Inc.. Allianz IndexLink is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P Multi-Asset Risk Control 5% Excess Return Index.

Like all other financial products, VULs have their advantages and trade-offs. As an investment-linked insurance product, the policy holder must understand and realize that the product is subject to certain risks, such as, but not limited to investment, credit, interest rate, liquidity, mark-to-market, regulatory, and taxation risks, which would affect the account or fund value of the whole VUL policy.

Allianz PNB Life Insurance Inc. is guided by the investment policies approved by the Insurance Commission (IC) including the IC-issued “Guidelines on Variable Life Insurance Contracts”. The supervision and regulation by the IC, however, does not guarantee the investment returns or protection of the VUL policy against capital loss.

For better understanding of the nature of their aforementioned risks, a table of Definition of Risks is provided in the Sales Illustration.

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.

Contact Us

At Allianz PNB Life, we are here to help.

Should you have any concerns or complaints, you may reach us at any of the following options:

9th Floor, Allied Bank Center, 6754 Ayala Avenue corner Legaspi Street,
Makati City, Philippines

HOTLINE: 8818–4357 (HELP)
TRUNKLINE: 8818–5433 (LIFE)
FAX: 8818-2701
Domestic Toll Free Number: 1-800-10-818-5433


Email: [email protected]
Service hours: 9:00am to 6:00pm

Copyright 2019 | All Rights Reserved | Allianz PNB Life Insurance Inc.