Secure Your Future Through an Insurance Plan With Cash Payouts

Intensify! is a savings and insurance plan with cash payouts that allows you to financially secure your future. This policy also provides you with dynamic insurance protection amounts at specific periods throughout the duration of your plan.
With Intensify!, you will receive guaranteed cash payouts from the end of the 10th year of your policy up to the end of your 30th policy year. You will also obtain a maturity benefit equivalent to 110% of your policy’s face amount once you reach 85 years old.
Enjoy superior insurance coverage when you get our insurance plan with guaranteed cash payouts. Intensify! provides you with dynamic insurance benefits, which start at 100% of your policy’s face amount for the first 5 years. Your death benefit then increases up to 220% of your policy amount up to your 10th policy year.
Choose the payment scheme that fits your financial capabilities: quarterly, semi-annual, or annual.

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Plan Types Minimum Face Amount Issue Age
4-Pay Php 150,000 7 days old to age 54
6-Pay Php 150,000
8-Pay Php 200,000
10-Pay Php 200,000

Intensify! allows you to enjoy the benefits of your policy while you are alive. This is possible with the plan’s guaranteed and increasing cash payouts starting at the end of your 10th policy year.
 

  • At the end of the 10th year of your policy, you can receive 10% of your plan’s face amount.
  • Your subsequent guaranteed cash payouts increase by 1% of your plan’s face amount every 3 years up to the end of your 25th policy year (11% on year 13, 12% on year 16, 13% on year 19, 14% on year 22 and 15% on year 25).
  • Your guaranteed cash payouts will level at 15% of the face amount paid at the end of every year, from the 26th to the 30th policy year.
And there’s more:
 
  • Receive a maturity benefit of 110% of your plan’s face amount at age 85 for a total payout of 260% of the face amount.
Aside from being an insurance plan with cash payouts, Intensify! provides you with an appropriate protection benefit schedule. The death benefit of your policy increases in the first 5 years but decreases whenever you make a cash payout.
  • Starting at 100% of the face amount on the first year, your plan’s death benefit increases by 30% annually for the first 5 years, up to 220%, and stays at 220% up to the 10th year

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If death occurs on: Death Benefit
Policy Year 1 100% of Policy Amount
Policy Year 2 130% of Policy Amount
Policy Year 3 160% of Policy Amount
Policy Year 4 190% of Policy Amount
Policy Years 5-10 220% of Policy Amount
 
  • When cash payouts start to come in, the death benefit decreases by 10% up to the 30th year of the policy leveling off at 110% until the maturity date.
Intensify! generates cash values throughout the life of the policy which offers the opportunity to access cash accumulations within the policy either through policy loans or surrender of the policy.

A sizeable amount of non-guaranteed dividends can come your way that can accumulate to more than 100% of face amount to help you get more out of your investment.
 

Increase the intensity thru these riders:
 
  • Accidental Death Benefit
  • Accidental Death and Dismemberment
  • Special Accident Rider
  • Waiver of premium
  • Payor’s Benefit Rider (for minor insured up to age 20)
  • Flexi-fund rider
Vigorous Protection Graph

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Total Annualized Premium: Php 1.488 Million
Total Anticipated Endowments: Php 1.500 Million
Maturity Benefit: Php 1.100 Million
Anticipated Endowments + Maturity Benefit = Php 2.600 Million
Percentage of cash payouts over premiums: 74.73%
PLUS: Accumulated Dividends of Php 1,787,299*
You can also enjoy the same guaranteed benefits under the following alternative payment options:

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6-Pay: Php 253,000 annual
8-Pay: Php 101,850 semi-annual
10-Pay: Php 43,450 quarterly
Vigorous Protection Graph

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Total Annualized Premium: Php 732,375
Total Anticipated Endowments: Php 750,000
Maturity Benefit: Php 550,000
Anticipated Endowments + Maturity Benefit = Php 1.300 Million
Percentage of cash payouts over premiums: 77.50%
PLUS: Accumulated Dividends of Php 1,627,829*
You can also enjoy the same guaranteed benefits under the following alternative payment options:

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4-Pay: Php 163,750.00 annual
6-Pay: Php 58,668.75 semi-annual
8-Pay: Php 23,512.50 quarterly
* Non-guaranteed, accumulated at 5% p.a. and no withdrawals were made