After the investment portfolio has been established, the investor then needs to constantly analyze and rebalance it, because price movements vary and may cause initial weightings to change. To assess the asset allocation, the investments, together with their corresponding value, need to be regularly reviewed, to assess how they are contributing to the overall investment portfolio.
Other factors also vary over time, such as the investor’s financial situation, goals, and risk tolerance. If any of these changes, then the portfolio also needs to be adjusted.
The portfolio needs to be rebalanced if there are positions that are overweight or underweight, while maintaining diversification within each class.
Investing in a variable unit-linked insurance policy can also help ensure that investments perform well, as the cash value grows more rapidly than any other insurance product. Though there are many VUL policies in the Philippines, finding the right ally will be the best step to maximize gain with minimal risk. Investors must partner with the best life insurance company in the Philippines to have peace of mind.
We at Allianz PNB Life provide both insurance coverage and investment solutions through Optimal Power, a unit-linked insurance product that will allow investors to dare to maximize their wealth. Bringing together the opportunities of investing in a broad range of expertly managed funds while offering guaranteed insurance, potential and existing investors can choose their level of protection, and decide how the money grows.
Allianz PNB Life is one of the largest and most trusted insurance companies in the Philippines and in the world. Our world-class investment managers will combine their experience with the best investment strategies to provide optimal growth for reduced risks. Click here for more information.