Reach Your Financial Dreams With Our Flexible Savings and Investment Plan
Set Your Terms
Grow Your Money Faster
Protection for Life at the Highest Levels
Enjoy the protection you need until age 100 at 5x or 500% of your annual premium with this flexible savings plan with insurance.
Pocket-Friendly Payment Terms That You Control
You can choose to pay your premiums annually, semi-annually, quarterly, or monthly. If your fund values are more than enough to cover your monthly charges after the 5th year, you can elect not to pay premiums anymore.*
Ability to Level-Up as You Like
Whether you like to top-up your investments regularly or when you have more cash available than you need, AZpire Growth allows you to level up your investments. Boost your flexible savings and investment plan so you don’t have to take out new policies or investment instruments.
Funds You Can Easily Manage
You have the freedom to switch your plan’s investment. Enjoy up to 4 switches a year free of charge.
Account You Can Access as Needed
You can withdraw from your funds anytime, subject to applicable charges and maintaining balance. If you withdraw twice a year in the 5th policy year onward, each transaction will be free of charge.
A Premium for Persistence
On your 10th and 20th policy year, you can receive 5% of your 10-year average monthly balance. These bonuses will be credited to your account. You can also get an additional 2% on your regular premium on years 6 through 20, provided all premiums have been paid and no withdrawals have been made in the same period.
The premium bonuses are available for withdrawal after 15 years from issue or at maturity, whichever comes first.
Riders To Rev Up Your Plan
Don’t stop with coverage that’s at 500% of your annual premiums. Power up your plan further with Critical Illness 100, Total and Permanent Disability, and Accidental Death and Dismemberment Riders.
Like all other financial products, VULs have their advantages and trade-offs. As a unit-linked insurance product, the policy holder must understand and realize that the product is subject to certain risks, such as, but not limited to investment, credit, interest rate, liquidity, mark-to-market, regulatory, and taxation risks, which would affect the account or fund value of the whole VUL policy.
Allianz PNB Life Insurance Inc. is guided by the investment policies approved by the Insurance Commission (IC) including the IC-issued “Guidelines on Variable Life Insurance Contracts”. The supervision and regulation by the IC, however, does not guarantee the investment returns or protection of the VUL policy against capital loss.
For better understanding of the nature of the aforementioned risks, a table of Definition of Risks is provided in the Sales Illustration.
This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.