Grow Your Money and Take Care of Your Health by Obtaining a One-Time Pay Investment With Insurance Plan in the Philippines
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Ages 0 - 70
Grow Your Wealth
Enjoy these features and benefits
Invest More for Additional Insurance Coverage
Add investments to your Optimal Power policy anytime and increase your insurance coverage through Top-up Premiums.
Customize Your Portfolio to Achieve Your Investment Goals
Manage your portfolio by reallocating your funds to another type, depending on your new investment goals. You have 2 free switches per year.
Withdraw Funds Whenever You Want
Withdraw from your single-pay investment policy with insurance anytime if you need cash, subject to maintaining balance. You have 4 free withdrawals per year, after which there will be applicable charges.
Enjoy a Loyalty Bonus Regularly
Receive a loyalty bonus based on your monthly balance for the past 5 years. Such is recalculated and added to your fund every 5 years.
Access to Allianz Healthbox perks
Allianz Healthbox is your one-stop shop access to our health, lifestyle, and wellness partners nationwide.
Enjoy exclusive freebies and discounts to achieve your health and wellness goals.
Maximize Your Protection With a One-Time Pay Investment
Level Death Benefit
The amount of insurance coverage is fixed, equal to your Total Sum Assured, until such time that your Total Fund Value exceeds this amount. Your desired level of protection is achieved while enjoying a higher potential for the accumulation of funds.
Increasing Death Benefit
The insurance protection is equal to the sum of your Total Sum Assured and your Total Fund Value. You get to enjoy a higher level of protection over time because your level of protection increases as your Total Fund Value increase.
Gain More Money by Getting a One-Time Pay Investment Plan With an Additional Bonus
You decide how your money grows as Optimal Power gives you the power to choose from a variety of fund options. These funds are managed by world-class investment managers that combine their experience with the best investment strategies and advanced risk management approach available.
Our financial advisors and agents can also guide you in determining your risk profile and recommend an optimal mix of funds that suits your goals, risk tolerance, return expectations, and liquidity needs.
Get more information about these funds.
Experience Premium Protection with Optimal Power
Monitor the Performance of Your Investment
Returning or Surrendering Your One-Time Pay Investment Plan
Optimal Power is a unit-linked insurance product. The term "investment plan" is generally used on this page for marketing purposes only. Also, this is not a deposit product. Earnings are not assured, and principal amount invested is exposed to risks of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase nor invest in it.
**These are the maximum single pay limit and conditions on the limited cover in the first two years, which will be discussed at the point of sale.