Explore Our Insurance Solutions

When securing a prosperous future for your family, look no further than Premier Life. This exceptional whole life insurance plan offers the perfect blend of financial stability and peace of mind.

Premier Life is a participating whole life insurance in the Philippines that guarantees financial security for your loved ones and enables you to accumulate dividends over time. It's ideal for those who want to be well-prepared for life's unexpected twists and turns, ensuring their family a lifetime of support and prosperity.

With Premier Life, you can rest assured that you will always be protected. This whole life insurance plan provides you the protection you need up to age 100. For additional security, you can add riders to your 10-year-pay whole life insurance, including Accidental Death Benefit (ADB) and Accidental Death and Dismemberment (ADD).
Customize your whole life insurance depending on your financial capabilities. This 10-year pay whole life insurance policy can be paid quarterly, semi-annually, or annually.

Swipe to view more

Plan Type
Payment Term
Minimum Face Amount
Issue Age
10-Pay 10 years P350,000  7 days old to Age 70
With Premier Life, you can live fully knowing you are protected. This whole life insurance policy provides coverage until you reach the age of 100, so you won’t have to worry too much about any unexpected events. You know your family’s future is cared for no matter what happens.

Aside from having life insurance your whole life, Premiere Life provides you with potential returns based on the market performance in the years your policy is active. Then, you can utilize your cash value in different ways.

First, you can use your cash value to pay your premiums and save the money you have for other expenses. You can also withdraw your cash value and save it or spend it on other things.

Additionally, you can use your cash value to take out a loan on your policy. This loan will gain interest until fully paid and may decrease your death benefit amount.

Because Premier Life is a participating whole life insurance plan, you can earn dividends yearly. Allianz PNB Life will assess all the profits gained with your investment fund’s actual claims and expenses every year. Then, we will redistribute the profits earned to you.

You can use your earned dividends to pay your insurance premium or generate interest. You can also take your dividends in cash and spend it however you like.

Allianz PNB Life completely controls how you pay your regular-pay or 10-year-pay whole-life insurance. We offer various payment options for your convenience. Choose to pay your policy either annually, semi-annually, or quarterly. 
Premier Life provides you with insurance protection until your 100th birthday. Once you reach this age, you will no longer be covered by the policy. However, you will be paid an equivalent to your policy amount, a minimum of P350,000.
  • Accidental Death Benefit (ADB)
  • Accidental Death and Dismemberment (ADD)
  • Special Accident Rider (SAR)
  • Waiver of Premium Rider (WOP)
  • Payor's Benefit Rider (PBR), for minor insured up to age 20
  • Flexi-Fund Rider (FFR)