A 10-Year Life Insurance Policy for You and Your Loved Ones

When it comes to choosing your first life insurance protection plan, there's no need to feel overwhelmed by the various options available on the market. We have the perfect solution for insurance savvy and beginners alike—the Allianz Fundamental Cover. This 10-year term insurance policy offers simplicity and convenience, with easy-to-understand terms and straightforward benefits that empower you to make informed decisions.

Don't let complex jargon and coverage intimidate you. For your life insurance protection plan, choose Allianz Fundamental Cover. Take charge of your insurance journey today!

Affordable and Regular Premiums

Individuals often seek insurance plans with manageable premiums. Allianz Fundamental Cover addresses this by providing you with level and guaranteed premiums within the 10-year policy term. This allows you to plan your finances effectively without unexpected fluctuations, making long-term commitment easier.

Convenient Application Process

Tedious and lengthy application processes can become a deal breaker, especially if you’re just beginning your insurance journey or are getting your first plan with Allianz PNB Life. We use the Simplified Insurance Offer (SIO) as the underwriting review that streamlines verification and expedites approval, enabling you to secure coverage swiftly and stress-free.

Comprehensive Coverage

When it comes to a life insurance plan, you want to ensure you’re getting comprehensive protection that caters to your lifestyle in the Philippines. Allianz Fundamental Cover delivers by providing you with essential life coverage and critical illness benefits, ensuring the financial security of your loved ones during unforeseen circumstances. Its simplicity doesn’t compromise on the breadth of coverage, offering a well-rounded insurance solution for individuals.

Reasons to Choose Allianz Fundamental Cover as Your First Insurance Plan

Simple and Convenient

Allianz Fundamental Cover stands out for its simplicity. It offers a streamlined 10-year term insurance policy, making it easy for new-to-insurance and new-to-Allianz clients. The product will also use Simplified Insurance Offer (SIO) as the underwriting review to make the application process straightforward and eliminate complexity, enabling individuals to secure their future without hassle.

Packaged Protection Benefits

The product offers packaged protection benefits with Accidental Death, Dismemberment, and Disability (ADDD)* always being 100% of the policy amount and Critical Illness (CI)** Benefit always being 25% of the policy amount. Benefit amounts will mainly depend on the Term (Life Insurance) equal to 100%.

No Claims Bonus

One notable advantage is that policyholders receive a reward if no claims were made or payable by the end of the fifth and tenth policy year—a unique feature encouraging a healthy and secure lifestyle. The bonus is equal to a percentage of the total annual premiums in the last five years: 20% for the 5th policy year, and 40% for the 10th policy year.

Accessibility

Anyone from the ages of 18 to 55 years old can sign up for the product. Life plans are renewable until age 65.

Exclusive Allianz Healthbox Perks

Investing in this life insurance protection policy gives you access to premium wellness perks and privileges from our Allianz Healthbox partners nationwide. Enjoy exclusive freebies and discounts to achieve your health and wellness goals.

*Accidental dismemberment where the schedule of indemnities is reflected in the contract

**Critical Illnesses identified as heart attack, stroke, cancer, and coronary artery bypass graft

Allianz Fundamental Cover Summary

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Coverage Period	10 years
Issue Ages	18 to 55 years old, renewable until age 65
Range of Benefit Amounts	Sum Assured: Php 1,000,000 to Php 2,000,000
Premium Payment Options	Annually, semi-annually, quarterly, and monthly
Denomination	Peso only

Invest in Your First Life Insurance Protection Policy in the Philippines

Confidently embark on your insurance journey with Allianz Fundamental Cover. Discover simplicity and comprehensive protection in one package. With affordable premiums, streamlined application, and essential coverage, it's the perfect starting point. Secure your future effortlessly – learn more about Allianz Fundamental Cover today!

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