Prepare for Your Golden Years With a Flexible Retirement Plan
Grow Your Money Efficiently
Stay Protected
Why choose AZpire Peak as your retirement plan?

A Fast Way to Save for Your Retirement
AZpire Peak is a unit-linked insurance retirement plan that allocates a large portion of your funds to investment, which helps you grow your money the fastest way and ensure a worry-free retirement.

Be Worry-Free Knowing That You're Protected
Enjoy a life insurance protection equivalent to 5x your annual premium or your account value, whichever is higher.

Choose How You Grow Your Money
With this flexible retirement plan, you can choose the types of funds that suit your goals and get up to 4 free fund switches per year.

Invest More to Earn More
Put more money into your investment funds further and get a chance to earn more through Regular (scheduled) or Lump Sum (one-time) Top-ups.

Low Premiums for Big Savers
Take advantage of lower premium charges and policy fees when you save more.

Set Your Goals
You can specify your target benefit and start withdrawing the funds earned by your policy upon reaching the age of retirement from ages 50 to 85.

Access to Allianz Healthbox perks
Allianz Healthbox is your one-stop shop access to our health, lifestyle, and wellness partners nationwide.
Enjoy exclusive freebies and discounts to achieve your health and wellness goals.
Grow Your Money Through A Retirement Plan With Bonuses!*

Loyalty Bonus
Get an additional 5% of your average Total Fund Value in the last 120 months.

Premium Bonus
Get an additional 2% of your premium if you continuously pay starting on your 6th year onwards while your VUL for retirement is in force.
How AZpire Peak works for you:
Claire is a 30-year old, HR Officer for a famous fast-food chain. She has plans to retire early at the age of 50, and receive Php 20,000 per year until she reaches 85-years old. To secure her retirement, she invested in Peak for 10 years.

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Claire's Plan | |
Premiums Paid Per Year for 10 years** |
Claire's Life Insurance Coverage Per Year |
Php 30,000 | Php 150,000 |
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Claire's Expected Annual Payouts | ||
Policy Year | Claire's Age | Payout Amount |
25-55 | 54-84 | Php 20,000 per year |
56 (end of policy) | 85 | Php 404,000 |
The projected benefits shown are for illustration purposes only and are not based on the past performance of the different Fund/s to which the Policy is linked. Since the fund performance may vary, your fund values are not guaranteed and will depend on the actual investment performance. The Fund Value of the policy could be less than the total premiums paid. The Life Insurance coverage per year is the higher of the Total Sum Assured and the Fund Value.
DISCLAIMER
Like all other financial products, VULs have their advantages and trade-offs. As a unit-linked insurance product, the policy holder must understand and realize that the product is subject to certain risks, such as, but not limited to investment, credit, interest rate, liquidity, mark-to-market, regulatory, and taxation risks, which would affect the account or fund value of the whole VUL policy.
Allianz PNB Life Insurance Inc. is guided by the investment policies approved by the Insurance Commission (IC) including the IC-issued “Guidelines on Variable Life Insurance Contracts”. The supervision and regulation by the IC, however, does not guarantee the investment returns or protection of the VUL policy against capital loss.
For better understanding of the nature of the aforementioned risks, a table of Definition of Risks is provided in the Sales Illustration.
This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.
** Elected premium holiday after 10 years