AZpire Peak

Live a worry-free and secure retirement

After climbing the mountain, it's time for you to enjoy the view. For only Php 2,500 per month, you can ensure a worry-free retirement.

AZpire Peak is a unit-linked insurance plan, which provides financial solutions for your retirement needs.

Why choose AZpire Peak as your retirement plan?

AZpire Peak allocates a larger portion of your funds to investment, which helps you grow your money the fastest way to ensure a worry-free retirement.

Enjoy a life insurance protection equivalent to 5x your annual premium or your account value, whichever is higher.

You can choose the types of funds that suit your goals and get up to 4 free fund switches per year.

Increase your investment funds further and get a chance to earn more through Regular (scheduled) or Lump Sum (one-time) Top-ups.

Take advantage of lower premium charges and policy fees when you save more.

You can specify your target benefit and start withdrawing the funds earned by your policy upon reaching the age of retirement at ages 50 to 85.

Grow your money through Bonuses!*

Loyalty Bonus

Get an additional 5% of your average Total Fund Value in the last 120 months

Premium Bonus

Get an additional 2% of your premium if you continuously pay starting on your 6th year onwards while your policy is in force

How AZpire Peak works for you:

Claire is a 30-year old, HR Officer for a famous fast-food chain. She has plans to retire early at the age of 50, and receive Php 20,000 per year until she reaches 85-years old. To secure her retirement, she invested in Peak for 10 years.

Let's see the result of her investment if her fund earned 4% per year.

Swipe to view more

Claire's Plan
Premiums Paid Per Year for 10 years**	Claire's Life Insurance Coverage Per Year
Php 30,000	Php 150,000

Swipe to view more

Claire's Expected Annual Payouts
Policy Year	Claire's Age	Payout Amount
25-55	54-84	Php 20,000 per year
56 (end of policy)	85	Php 404,000

Note: Sample Illustration Only

Disclaimer:
The projected benefits shown are for illustration purposes only and are not based on the past performance of the different Fund/s to which the Policy is linked. Since the fund performance may vary, your fund values are not guaranteed and will depend on the actual investment performance. The Fund Value of the policy could be less than the total premiums paid. The Life Insurance coverage per year is the higher of the Total Sum Assured and the Fund Value.

If you want to learn more, send us a message here!

DISCLAIMER

Like all other financial products, VULs have their advantages and trade-offs. As a unit-linked insurance product, the policy holder must understand and realize that the product is subject to certain risks, such as, but not limited to investment, credit, interest rate, liquidity, mark-to-market, regulatory, and taxation risks, which would affect the account or fund value of the whole VUL policy.

Allianz PNB Life Insurance Inc. is guided by the investment policies approved by the Insurance Commission (IC) including the IC-issued “Guidelines on Variable Life Insurance Contracts”. The supervision and regulation by the IC, however, does not guarantee the investment returns or protection of the VUL policy against capital loss.

For better understanding of the nature of the aforementioned risks, a table of Definition of Risks is provided in the Sales Illustration.

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.

* Subject to terms and conditions
** Elected premium holiday after 10 years