After climbing the mountain, it's time for you to enjoy the view. For only Php 2,500 per month, you can ensure a worry-free retirement.

AZpire Peak is a unit-linked insurance plan, which provides financial solutions for your retirement needs.

Let's see the result of her investment if her fund earned 4% per year.

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Claire's Plan
Premiums Paid Per Year for 10 years**
Claire's Life Insurance Coverage Per Year
Php 30,000 Php 150,000

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Claire's Expected Annual Payouts
Policy Year Claire's Age Payout Amount
25-55 54-84 Php 20,000 per year
56 (end of policy) 85 Php 404,000
Note: Sample Illustration Only
The projected benefits shown are for illustration purposes only and are not based on the past performance of the different Fund/s to which the Policy is linked. Since the fund performance may vary, your fund values are not guaranteed and will depend on the actual investment performance. The Fund Value of the policy could be less than the total premiums paid. The Life Insurance coverage per year is the higher of the Total Sum Assured and the Fund Value.
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Like all other financial products, VULs have their advantages and trade-offs. As a unit-linked insurance product, the policy holder must understand and realize that the product is subject to certain risks, such as, but not limited to investment, credit, interest rate, liquidity, mark-to-market, regulatory, and taxation risks, which would affect the account or fund value of the whole VUL policy. 

Allianz PNB Life Insurance Inc. is guided by the investment policies approved by the Insurance Commission (IC) including the IC-issued “Guidelines on Variable Life Insurance Contracts”. The supervision and regulation by the IC, however, does not guarantee the investment returns or protection of the VUL policy against capital loss.

For better understanding of the nature of the aforementioned risks, a table of Definition of Risks is provided in the Sales Illustration.

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.

* Subject to terms and conditions
** Elected premium holiday after 10 years
SPHERe: Savings and Investment, Protection, Health, Education, and Retirement.
Financial Needs Analyzer
SPHERe: Savings and Investment, Protection, Health, Education, and Retirement.
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