Prepare for Your Golden Years With a Flexible Retirement Plan

AZpire Peak is a unit-linked life insurance plan also used for retirement savings. With this policy, you can easily address your financial retirement needs and enjoy your golden years without worries.
For only Php 2,500 per month, you can obtain a VUL insurance policy and start your retirement planning early. You can then count on us at Allianz PNB Life to allocate a portion of your funds to investments and grow it quickly. You also have the choice to switch your funds to suit your long-term goals. 
AZpire Peak comes with a life insurance coverage amounting to 5x your annual premium or account value, whichever is higher. With this benefit, you can live your retirement years without worrying too much about how you can overcome unexpected events in life.
Let's see the result of her investment if her fund earned 4% per year.

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Claire's Plan
Premiums Paid Per Year for 10 years**
Claire's Life Insurance Coverage Per Year
Php 30,000 Php 150,000

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Claire's Expected Annual Payouts
Policy Year Claire's Age Payout Amount
25-55 54-84 Php 20,000 per year
56 (end of policy) 85 Php 404,000
Note: Sample Illustration Only
The projected benefits shown are for illustration purposes only and are not based on the past performance of the different Fund/s to which the Policy is linked. Since the fund performance may vary, your fund values are not guaranteed and will depend on the actual investment performance. The Fund Value of the policy could be less than the total premiums paid. The Life Insurance coverage per year is the higher of the Total Sum Assured and the Fund Value.
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Like all other financial products, VULs have their advantages and trade-offs. As a unit-linked insurance product, the policy holder must understand and realize that the product is subject to certain risks, such as, but not limited to investment, credit, interest rate, liquidity, mark-to-market, regulatory, and taxation risks, which would affect the account or fund value of the whole VUL policy. 

Allianz PNB Life Insurance Inc. is guided by the investment policies approved by the Insurance Commission (IC) including the IC-issued “Guidelines on Variable Life Insurance Contracts”. The supervision and regulation by the IC, however, does not guarantee the investment returns or protection of the VUL policy against capital loss.

For better understanding of the nature of the aforementioned risks, a table of Definition of Risks is provided in the Sales Illustration.

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.

* Subject to terms and conditions
** Elected premium holiday after 10 years