Intensify!

Intensify! is an endowment at age 85 participating plan with dynamic guaranteed cash payout and insurance schedules.

Intensify! brings you to a higher level of financial security, with its combined protection and savings benefits, that provides guaranteed cash payouts and dynamic insurance protection amounts at specific periods throughout the duration of the policy, plus a lump sum maturity benefit when you reach 85 years old.

Intensify! makes you enjoy the benefits while you are alive with its guaranteed and increasing cash payouts starting at the end of the 10th year of your policy.

• At the end of the 10th year, receive 10% of face amount.
• Subsequent guaranteed cash payouts increase by 1% of face amount every 3 years up to the end of the 25th policy year (11% on Yr 13, 12% on Yr 16, 13% on Yr 19, 14% on Yr 22 and 15% on Yr 25)
• Level guaranteed cash payouts of 15% of the face amount paid at the end of every year, from the 26th to the 30th policy years.

• a maturity benefit of 110% of the face amount at age 85 for a total payout of 260% of the face amount.

• Starting at 100% of the face amount on the first year, the death benefit increases by 30% annually for the first 5 years, up to 220%, and stays at 220% up to the 10th year

• When cash payouts start to come in, the death benefit decreases by 10% up to the 30th year of the policy leveling off at 110% until maturity date.

• Generates cash values throughout the life of the policy which offers the opportunity to access cash accumulations within the policy either through policy loans or surrender of the policy.

• A sizeable amount of non-guaranteed dividends can come your way that can accumulate to more than 100% of face amount to help you get more out of your investment.

• Accidental Death Benefit
• Accidental Death and Dismemberment
• Special Accident Rider
• Waiver of premium
• Payor’s Benefit Rider (for minor insured up to age 20)
• Flexi-fund rider