Choose a Comprehensive Life Insurance and Investment Plan

Allianz Diversify is a regular-pay, unit-linked life insurance and investment plan that safeguards you and your family from unexpected events. This policy’s value is directly linked to the performance of the underlying fund.

Extensive Life Insurance Coverage

With Allianz Diversify, you can experience the security of having an investment-linked insurance plan that equals at least 5X your basic annual regular premium. This can provide you with peace of mind knowing that you are fully protected by your life insurance policy.

Incomparable Flexibility

At Allianz PNB Life, we aim to provide you with maximum flexibility in determining the features of your life insurance policy. Additionally, you have the freedom to choose which expertly managed funds to invest in, allowing you to maximize your protection.

You can also combine and reallocate your funds depending on your investment goals. Just keep in mind that the fund you choose has a direct effect on the performance of your investments.

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Ages 0-40
Ages above 40
Peso Php 15,000.00 Php 20,000.00
Allianz PNB Life offers a life insurance with investment plan in the Philippines. The funds available with this policy cater to your different investment objectives. Combinations are allowed. Each allocation should be at least 10% of your premium. The type of fund or the combination of funds you choose will have a direct effect on your investment's performance. Learn more about your investment options available to satisfy your needs and risk appetite. 


Like all other financial products, VULs have their advantages and trade-offs. As a unit-linked insurance product, the policy holder must understand and realize that the product is subject to certain risks, such as, but not limited to investment, credit, interest rate, liquidity, mark-to-market, regulatory, and taxation risks, which would affect the account or fund value of the whole VUL policy.

Allianz PNB Life Insurance Inc. is guided by the investment policies approved by the Insurance Commission (IC) including the IC-issued “Guidelines on Variable Life Insurance Contracts”. The supervision and regulation by the IC, however, does not guarantee the investment returns or protection of the VUL policy against capital loss.

For better understanding of the nature of the aforementioned risks, a table of Definition of Risks is provided in the Sales Illustration.

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.

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