Choose an Investment-Linked Life Insurance Plan to Secure Your Future
Extensive Life Insurance Coverage
Incomparable Flexibility
At Allianz PNB Life, we aim to provide you with maximum flexibility in determining the features of your life insurance policy. Additionally, you have the freedom to choose which expertly managed funds to invest in, allowing you to maximize your protection.
You can also combine and reallocate your funds depending on your investment goals. Just keep in mind that the fund you choose has a direct effect on the performance of your investments.
Invest for as low as P15,000 only
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Policy
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Ages 0-40
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Ages above 40
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Peso | Php 15,000.00 | Php 20,000.00 |
Pick your choice of investment:
Features and Benefits
Flexibility to direct your Premium
You can change the proportions of how your plan’s premiums are invested depending on your investment appetite, applicable on your next regular premium payment.
Increase your investment whenever you want
Add investments anytime to your policy while it is in force through a Top-Up Premium that can increase your Total Sum Assured by 125% of the top-up amount!
Switch and reshape your portfolio
Reallocate your insurance funds to another type or combination. You are allowed 2 FREE switches within a policy year.
Withdraw from your fund anytime!
For partial withdrawals, your Diversify policy remains in force as long as your fund value is enough to pay your monthly charges. You have FOUR FREE withdrawals per policy year.
Life Event Benefit Rider
Cover any costs that go along with the different milestones and circumstances in life—such as marriage, childbirth, death of a family member, and involuntary loss of employment—with Diversify. This life insurance policy comes with a FREE Life Event Benefit Rider, which will credit back up to Php 10,000 of the insurance charges you paid in the last 6 months.
Access to Allianz Healthbox perks
Allianz Healthbox is your one-stop shop access to our health, lifestyle, and wellness partners nationwide.
Enjoy exclusive freebies and discounts to achieve your health and wellness goals.
Introducing: Payor’s Benefit Rider
DISCLAIMER
Like all other financial products, VULs have their advantages and trade-offs. As a unit-linked insurance product, the policy holder must understand and realize that the product is subject to certain risks, such as, but not limited to investment, credit, interest rate, liquidity, mark-to-market, regulatory, and taxation risks, which would affect the account or fund value of the whole VUL policy.
Allianz PNB Life Insurance Inc. is guided by the investment policies approved by the Insurance Commission (IC) including the IC-issued “Guidelines on Variable Life Insurance Contracts”. The supervision and regulation by the IC, however, does not guarantee the investment returns or protection of the VUL policy against capital loss.
For better understanding of the nature of the aforementioned risks, a table of Definition of Risks is provided in the Sales Illustration.
This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.